Privacy Policy
Protecting your private information is our priority. This Statement of Privacy applies to collegemoneyhabits.com and College Money Habits and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to College Money Habits include collegemoneyhabits.com. The College Money Habits website is a Education site. By using the College Money Habits website, you consent to the data practices described in this statement.
Collection of your Personal Information
In order to better provide you with products and services offered on our Site, College Money Habits may collect personally identifiable information, such as your:
First and Last Name
E-mail Address
College Money Habits may also collect anonymous demographic information, which is not unique to you, such as your:
Age
Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through College Money Habits's public message boards, this information may be collected and used by others.
We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services available on the Site. These may include: (a) registering for an account on our Site; (b) entering a sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers from selected third parties; (d) sending us an email message; (e) submitting your credit card or other payment information when ordering and purchasing products and services on our Site. To wit, we will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.
Use of your Personal Information
College Money Habits collects and uses your personal information to operate its website(s) and deliver the services you have requested.
College Money Habits may also use your personally identifiable information to inform you of other products or services available from College Money Habits and its affiliates.
Sharing Information with Third Parties
College Money Habits does not sell, rent or lease its customer lists to third parties.
College Money Habits may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to College Money Habits, and they are required to maintain the confidentiality of your information.
College Money Habits may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on College Money Habits or the site; (b) protect and defend the rights or property of College Money Habits; and/or (c) act under exigent circumstances to protect the personal safety of users of College Money Habits, or the public.
Tracking User Behavior
College Money Habits may keep track of the websites and pages our users visit within College Money Habits, in order to determine what College Money Habits services are the most popular. This data is used to deliver customized content and advertising within College Money Habits to customers whose behavior indicates that they are interested in a particular subject area.
Automatically Collected Information
Information about your computer hardware and software may be automatically collected by College Money Habits. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the College Money Habits website.
Use of Cookies
The College Money Habits website may use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize College Money Habits pages, or register with College Money Habits site or services, a cookie helps College Money Habits to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same College Money Habits website, the information you previously provided can be retrieved, so you can easily use the College Money Habits features that you customized.
You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the College Money Habits services or websites you visit.
Links
This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.
Security of your Personal Information
College Money Habits secures your personal information from unauthorized access, use, or disclosure. College Money Habits uses the following methods for this purpose:
SSL Protocol
When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.
We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of any and all information and data exchanged between you and us through this Site cannot be guaranteed.
Children Under Thirteen
College Money Habits collects personally identifiable information from children under the age of thirteen. College Money Habits collects this information for the following reason(s): We have a financial literacy quiz that asks for name, and age. There is an option to indicate that you are 15 or younger. We use the results of the quiz to observe knowledge trends among users on our site.
If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website. If you are a parent and you have questions regarding our data collection practices, please contact us using the information provided at the end of this Statement of Privacy.
E-mail Communications
From time to time, College Money Habits may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. In order to improve our Services, we may receive a notification when you open an email from College Money Habits or click on a link therein. If you would like to stop receiving marketing or promotional communications via email from College Money Habits, you may opt out of such communications by Selecting to unsubscribe from our newsletter when they receive an email, or, emailing our business email so that we can remove them from emailing lists.
Changes to this Statement
College Money Habits reserves the right to change this Privacy Policy from time to time. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your account, by placing a prominent notice on our site, and/or by updating any privacy information on this page. Your continued use of the Site and/or Services available through this Site after such modifications will constitute your: (a) acknowledgment of the modified Privacy Policy; and (b) agreement to abide and be bound by that Policy.
Contact Information
College Money Habits welcomes your questions or comments regarding this Statement of Privacy. If you believe that College Money Habits has not adhered to this Statement, please contact College Money Habits at:
College Money Habits
Seattle, Washington
Email Address: learn@collegemoneyhabits.com
Instagram: @collegemoneyhabits