Financial Literacy = Freedom
I’m Obioha Okereke, and I know what it’s like to worry about money. As a college student in Seattle, I watched freinds stress about rent amnd graduate with overwhelming debt and zero financial knowledge. That’s when I decided things had to change.
By age 27, I had built a $300,000 investment portfolio and purchased my first property in Atlanta not because I had a trust fund or landed a six-figure job right out of college, but becasue I learned the financial principles that actually work for young adults starting from scratch.
College Money Habits begain in 2019 during my senior year when classmates constantly asked me the same questions: “How do I start investing?” “How do I budget”. Instead of answering these questions one by one, I created a platform that could empower students and young adults to take control of their financial future.
Financial Literacy isn’t just about money, it’s about freedom.
The freedom to quit a job that drains your soul. The freedom to help your family when they need it. The freedom to travel, pursue your passions, and sleep peacefully without financial anxiety keeping you awake.
Too many brilliant young people graduate college with degrees but zero understanding of how money actually works. They’re thrown into the real worls expected to navigate student loans, credit cards, investments, and major financial decisions with no roadmap. That’s not just unfair, it is a setup for failure.
Don’t worry, we’ve been there too.
College Money Habits isn’t run by some Wall Street executive or financial advisor who’s forgotten what it’s like to live paycheck to paycheck. This platform was built by someone who gets it, we feature real stories and real people who have been exactly where you are.
Our courses and articles aren’t filled with generic advice that only works if you’re already wealthy. They’re practical, step-by-step strategies designed specifically for students and young adults who are ready to change their financial trajectory.
Whether you just landed your first job and are wondering how much money you should save, or you’re in the an established professional, looking to build wealth and protect your loved ones, we’ve got helpful budgeting tips for you.
Looking to start investing in the stock market? Learn how other students got started and what strategies are available to new investors who don’t have thousands of dollars to spend.
Maybe you just graduated college and have a pile of student loans, we know what it feels like!
My Philosophy
I belive everyone deserves the opportunity to not worry about money. I am no stranger to the fact that systemic barriers, economic inequality, and circumstances beyond our control play significant roles in financial outcomes. But I also know this truth: knowledge is power, and the right financial education can change your life.
Whether it takes you a month, a year, or a decade, you have the potential to achieve financial independence. It starts with understanding that building wealth isn’t about making millions overnight— it’s about making consistent, informed decisions that compound over time.
Beyond the Numbers
Money has given me incredible opportunities. I’ve been able to invest in my future, travel to new places, pursue my hobbies, and most importantly, remove the constant stress that comes with financial uncertainity. But the real reward? Knowing that I’m helping others experience that same freedom. Through in-person/virtual workshops and social media, we’ve been able to reach millions of people across the globe with fun and informative content.
Not only have we likely experienced what you’re going through, but we are still figuring it out! College Money Habits, is created by, and made for, students. We’ve gone around and collected stories from college students about their largest questions surrounding personal finance, and lessons from what they’ve done right.
What You Can Expect
I won’t promise to make you a millionaire. I won’t sell you get-rich-quick schemes or unrealistic investment strategies.
What I will do is give you the tools, knowledge, and confidence to make smart financial decisions. I’ll teach you the same strategies I used to build my portfolio, share the mistakes I made so you don’t have to, and provide you with a realistic roadmap for building wealth in your 20s and beyond.
Ready to Start Your Journey?
The fact that you’re here means you’re already ahead of 90% of your peers!
Whether you’re wondering how to create your first budget, ready to make your first investment, drowning in student loan debt, or looking to teach your kids about money, you’re in the right place. Let’s build a healthy financial future together, one smart decision at a time.
Your journey to financial freedom starts now.